Getting Started

Preliminary Steps

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Applying For Student Financial Aid Services: Preliminary Steps

Student financial aid has become a simple fact of life for the majority of today’s collegians, scholars, and parents.With tuition bills and related expenses on the rise, paying for education has become increasingly challenging for students and their families to finance on their own.

Whether you are planning to attend, or are already attending a college, university, community college or trade school, Brazos is prepared to help you achieve your academic goals.

Tips and Questions To Consider, Prior To Submitting Private Or Federal Student Financial Aid Applications

Before financing your higher education, consider the following:

  • Explore your options.

    Nearly everyone qualifies for some form of student financial aid, so learn as much as you can!

  • Talk to your family.

    Have an in-depth discussion with your parents and/or family members about the role they might play in financing your education. Will they lend you money? Will they co-sign for student financial aid loans? Will they borrow money for you? The responses you receive may surprise you!

  • Early on, to be considered for federal student financial aid. The FAFSA is a standard step of the student financial aid application process used to determine your Expected Family Contribution (EFC). Your EFC enables schools to determine:

    > Your financial aid eligibility,
    > Whether or not the interest on your Stafford loan can be subsidized during school, and
    > If you qualify for other student loans, school-based loans, grants, or work-study programs.

  • Create a financial plan to pay for college.

    Do some research about which private alternative and federal student financial aid loan programs you can use to help finance your education, and determine the best option for your specific needs.

> Click here for our College Student Financial Aid Application Calendar 
> Click here to continue to the next section

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