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Now Available - Federal Grad PLUS Loan for Graduate/Professional Students
Click to consolidate your student loans

STUDENT LOAN CONSOLIDATIONS from Studentloans.com

Combine your school debt to help reduce your overall monthly payment amount.

Consolidating student loans makes it easy to combine your school debt to help reduce your overall monthly payment amount.

Private Student Loan Consolidations (Learn More)

Consolidating your private student loans may enable you to reduce your monthly payments by either extending the payment terms (i.e. lengthening the payback period), a lower interest rate, or both. The interest rate on private consolidation loans is based on the applicant’s credit score and history.

Private consolidation loans offered through Studentloans.com offer:

No fees
Easy application process
Instant credit decision
Flexible repayment options
Deferred payments while in school (up to 3 years)
The choice of either a fixed or variable interest rate

Note: Private consolidation loans through Studentloans.com do not consolidate federal student loans. In order to consolidate federal student loans, you may want to consider a federal consolidation loan as it is subsidized by the government and offers a lower interest rate.

We are sorry but we have temporarily stopped offering private consolidation loans.
Please check back with us again.
Extended Repayment
While Studentloans.com has temporarily suspended funding of traditional Consolidation loans,
you may be able to LOWER your monthly payment with an Extended Repayment Plan.

Regardless of the owner of your loans or where the loans are serviced, Studentloans.com can still extend your terms from 10 to 25 years and significantly lower your monthly payments.

The benefits of Extended Repayment include:

  • Lower monthly payments
  • No pre-payment penalty so you can still make more than the minimum monthly payment if you prefer
  • Keep any existing repayment benefits
  • Loans remain at the existing servicer1
  • Simple application process.
  • Payment term extended from 10 years to 25 years

1 - We can assist with the notification of your loan servicers in moving your payment plan(s) to the Extended Repayment Option. Contact Studentloans.com for more information about Extended Repayment.

   
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