Not a Texas Resident?
We can still help!
Competitive rates. Zero fees. Apply online.
Competitive student loan interest rates are just a part of the way Brazos Student Loans provide significant savings.
Brazos Student Loans were designed to help students cover up to the total cost of attendance for their field of study. If scholarships and other federal aid aren't enough, we've got you covered!
No origination fees. No prepayment penalties. Ever.
Customize your loan to fit your financial goals. With multiple terms to choose from, we've got you covered.
Save time with our quick, online application. Get pre-approved in minutes.1
Choose one of three ways to repay your loan.
Make no payments while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half time at an eligible school.
Pay only the interest while school and for six months after you graduate or cease to be enrolled at least half time at an eligible school.
Payments begin once the loan is fully disbursed and continue for the life of the loan, even while you're in school.
We're part of the nation's largest group of nonprofit student loan organizations. Our unique expertise and mission allow us to offer competitive student loan options to Texas residents.
Disclaimers
1. Credit Review and Approval. If you choose to apply for a Brazos Student Loan, Brazos Parent Loan, or Brazos Refinance Loan and continue your application past the pre-credit eligibility stage, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for Brazos to be able to issue you a Brazos loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score. The initial credit review is based on review of all the information you and your cosigner (if applicable) provide during the application process and the information obtained from your credit report(s). If you pass the initial credit review, you will need to provide acceptable documentation such as your income verification before the final loan approval.
2. Brazos Education Lending Corporation (Brazos) is a part of a group of several non-affiliated nonprofit companies that are all managed by The Brazos Higher Education Service Corporation, Inc. and are commonly referred to as the Brazos Managed Companies. The first of the Brazos Managed Companies was organized in 1975 in Waco, Texas, as a secondary market for student loans. Since that time, the Brazos Managed Companies have, on a combined basis, served an estimated 2 million student borrowers and have helped fund an estimated $30 billion in student loans.
