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We strive to provide transparent pricing.

Refinance Rates and Terms.8 The tables below show the estimated APR, monthly payments, and total payments for a $10,000 loan for 5, 7, 10, 15 and 20-year repayment terms based upon your Credit Score that you select.

Select Your Credit Score9

Fixed Rates

Terms Rate1 Repayment APR1 Number of Payments Monthly Payment10 Total Payments10
5 Year

%

%
60 $

$

7 Year

%

%
84 $

$

10 Year

%

%
120 $

$

15 Year

%

%
180 $

$

20 Year

%

%
240 $

$

Variable Rates11

Terms Rate1 Repayment APR1 Number of Payments Monthly Payment10 Total Payments10
5 Year

%

%
60 $

$

7 Year

%

%
84 $

$

10 Year

%

%
120 $

$

15 Year

%

%
180 $

$

20 Year

%

%
240 $

$

(Variable rates and amounts subject to increase or decrease. Variable rates are indexed to the one-month LIBOR rate and assume a one-month LIBOR rate of %.)

BRAZOS RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Brazos loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Program restrictions, other terms, and conditions apply. All loans are subject to individual approval and adherence to eligibility requirements and underwriting guidelines. Not all borrowers receive the lowest rate. If approved, your actual rate will be within the range of rates listed in this website and will depend on a variety of factors, including whether your loan has a fixed or variable interest rate, the term of the loan and your credit score. Rates and Terms are subject to change at any time without notice. Brazos loans are originated by Brazos Education Lending Corporation.

None of the information contained in this website constitutes a recommendation, solicitation or offer by Brazos or Brazos Higher Education to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.


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