The Brazos Higher Education Service Corporation, Inc.

Waco Suspension Bridge in Waco, TX. Photo by G. Hardy/Creative Commons.

Who We Are

The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation,founded in 1980, which manages, by contract, a group of several nonprofit companies (Brazos Managed Companies) all founded by student loan pioneer Murray Watson, Jr., with the first nonprofit formed in 1975, under Mr. Watson's leadership. Brazos Higher Education and the Brazos Managed companies have been dedicated to providing assistance for higher education for over 40 years.

Brazos Higher Education is headquartered in Waco, Texas and is governed by a Board of Directors. The members of the Board of Directors serve without compensation. Brazos Higher Education is not affiliated with any colleges or universities.

We passionately believe that higher education enriches lives! Student loans have proven to be a needed resource to help students and parents finance higher education and Brazos Higher Education has been an integral part of financing more than 2 million student loans.

Brazos Higher Education is not a student loan servicer. Please see our Existing Borrower Resources for a list of our student loan servicers, including their websites and contact information.

Our Goal

Our goal is to improve lives by promoting college affordability and helping students and parents save money on their student loans.

Brazos Managed Companies

The Brazos Managed Companies are dedicated to the origination, acquisition, and financing of student loans for higher education. The Brazos Managed Companies are: Acapita Education Finance Corporation; Angelina Higher Education Authority, Inc.; Bosque Higher Education Authority, Inc.; Brazos Education Lending Corporation; Brazos Higher Education Authority, Inc.; Brazos Student Finance Corporation; Federated Student Finance Corporation; Brazos Education Funding Corporation, Inc.; and Brazos Education Loan Authority, Inc.

Brazos Education Lending Corporation

Brazos Education Lending Corporation (Brazos) is an independent non-affiliated nonprofit company that is managed by Brazos Higher Education under a management contract. Brazos Education Lending Corporation is dedicated to the origination of education loans. Brazos Education Lending Corporation is the lender for all Brazos loans marketed on this website.

The Brazos Education Foundation, Inc.

As part of our mission to help students and families obtain the resources necessary to succeed in postsecondary education, we are proud to support The Brazos Education Foundation, Inc. This Foundation is a nonprofit, community foundation dedicated to providing affordable access to higher education through resources, scholarships, and information. The Foundation helps students reach their educational goals by awarding renewable scholarships and ongoing mentoring support to qualifying graduating seniors.

Please visit the The Brazos Education Foundation, Inc. to learn how you can make a difference!

BRAZOS RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Brazos loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Program restrictions, other terms, and conditions apply. All loans are subject to individual approval and adherence to eligibility requirements and underwriting guidelines. Not all borrowers receive the lowest rate. If approved, your actual rate will be within the range of rates listed in this website and will depend on a variety of factors, including whether your loan has a fixed or variable interest rate, the term of the loan and your credit score. Rates and Terms are subject to change at any time without notice. Brazos loans are originated by Brazos Education Lending Corporation.

None of the information contained in this website constitutes a recommendation, solicitation or offer by Brazos or Brazos Higher Education to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

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