Health Profession Student Loans

Name: The Brazos Higher Education Service Corporation, Inc
Address: 5609 Crosslake Parkway, Waco, TX, 76712, US
Telephone: 1-800-453-0841
Price range: $$

Get ready for a career in the health professions

Are you thinking of going to nursing school, or becoming a physical therapist or nurse practitioner? There are so many great career options in the health care field. See our blog post here. We can help turn this dream into reality.

At Brazos Higher Education, our low rates and flexible repayment options let you customize your loan to fit your unique situation. Choose from a variety of loan terms and repayment options, including deferment of payments while you are in school so you can focus on your studies.

Even if you live outside Texas and plan to attend a Texas college, we have a loan that can save you money.

Want to know how much you can borrow? Use our calculator to check rates and estimate your monthly loan payments within seconds.

Not a Texas Resident & Not attending a Texas school? CLICK HERE- We Can Still Help!

Brazos Health Profession Loan Rates⁴

Fixed Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount³

CALCULATOR

Variable Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount³

CALCULATOR

Why a Brazos Health Profession Student Loan Is Right for You

Keep Your Debt Under Control

Up to 100% of School-Certified Expenses Covered

You can borrow up to the school’s full cost of attendance minus other financial aid received. Qualified educational expenses include tuition and fees, room and board, books and supplies, and other school-certified expenses.

Zero Fees

Brazos Higher Education offers affordable Texas student loans for healthcare education with no application and origination fees. Use our student loan calculator to find out how affordable your payments can be.

Repayment on
Your Terms

With Brazos Health Profession Student Loans, you can customize your repayment terms to fit your financial goals. Choose from multiple repayment options and use our student loan calculator to plan your monthly installments.

Apply Online
in Minutes ⁸

Complete your Brazos loan application online and get the money you need for your healthcare degree. Brazos health profession student loans offer an array of advantages, such as low interest rates and flexible repayment terms you won’t find from other lenders.

Cosigning
Made Easy

Even if you have a limited credit history, you can still qualify for a Brazos health profession student loan. Add your parents, spouse or relative as a cosigner and increase your likelihood of getting your loan application approved.

Texans Serving
Texans

Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our loan can save you money.

Plus, GET $200 when you Refer-A-Friend.

Not a Texas Resident & Not attending a Texas school? - CLICK HERE

Save money over the life of your loans and pay off your debt faster with Brazos’ low-interest health profession loans. We provide full disclosure of our loan rates and repayment terms to help you make better-informed financial decisions.

CALCULATE THE COST OF MY LOAN

Comparing Student Loan Rates Can Save Significant Money

Brazos’ nonprofit status allows us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loan. Compare Brazos Health Profession Loan rates to rates offered by other lenders. Ranges cover multiple available repayment options and include available discounts.

Student Loan Health Professions Fixed Interest Rates (APRs)

10%

12%

14%

16%

All displayed rates include a .25% Auto-Pay discount for auto-debt payments. Displayed rates taken from competitor websites as of 01 April 2024. For Earnest, displayed rates are taken from ELM Select (www.elmselect.com) as of 01 April 2024. The range of rates shown may have changed. Please visit the applicable website for each lender's most current rates and for terms and conditions to qualify for the auto-pay discount. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.

Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand the details about the loans you’re comparing when deciding which private student loan is right for you.

3 Ways to Repay Brazos Health Profession Loans

Choose one of three ways to repay your medical profession loan:

(Highest Total Interest Cost)

Deferred Repayment

Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.

Interest Only Repayment

Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.

(Lowest Total Interest Cost)

Immediate Repayment

Begin repayment of principal and interest immediately after your medical school loan is fully disbursed, even while you’re in school.

Already graduated?

Looking to manage repayment on your existing student loans that works with your budget? Now could be the perfect time to refinance your student loans.

Click HERE for more information.

What People Say
About Us

- Kenn, Brazos Borrower

"Our family has worked hard to build good credit. The team at Brazos made sure we were able to make that effort really pay off. We received a better rate on our two student’s education costs than we could find anywhere. Our advisor was always available and went the extra mile to make a complicated process work for us. Thank you... We will see you again next year!"

- Mitchell, Brazos Borrower

"Great people and service. Always there to help or answer my questions."

- Brad, Brazos Borrower

“I was surprised to find the Federal Parent PLUS Loan charges an origination fee of 4.2% with interest rates in the 7.6% range. Brazos offers lower rates and zero fees. They made it easy to apply and work through the process."

- Alison, Brazos Borrower

"Easy access to communicate with representatives. Prompt responses from all communication as well. Customer service is excellent and feels like a small town local bank. I’ve never felt like just another number."

- Kelley, Brazos Borrower

"Great experience. Super easy. Zero fees and decreases the overall amount I will owe on my student loans. So happy!"

Frequently Asked Questions

Should I apply with a cosigner?

If your credit history does not meet our minimum credit criteria, you can still qualify by applying with a qualified cosigner. Additionally, even if you meet the minimum requirements, applying with a cosigner who has a stronger credit history may reduce the interest rate on your student loan rate even further, thereby saving you more money over the lifespan of the loan.

What college expenses do Brazos Medical Profession Student Loans cover?

How much can I borrow with a Brazos Health Profession Student Loan?

Texas student loans may be requested up to the cost of attendance, less other financial aid, as certified by the school.

Texas Residents- The minimum student loan eligibility amount is $1,000.

Non-Texas Residents Attending a Texas School- The minimum student loan eligibility amount is $2,001.

We encourage all students to exhaust all forms of federal student aid, grants and scholarships before taking out a private student loan like the Brazos Student Loan.

Am I eligible for a Brazos Health Profession Student Loan?

To be eligible for a Brazos Student Loan, you must:

Be a U.S. Citizen or National or a non-citizen with government-issued, non-expired documentation of permanent resident status. If applying with an Eligible Cosigner, a non-citizen with a work or student visa or a DACA Recipient.
Be at least 18 years old.
Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at one of over 2,000 schools nationwide.
Non-Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at an eligible college in Texas.
Apply for an amount that is certified by the school the student is attending (see the "Certifying the Cost of Attendance" section of the FAQs)
Have a minimum annual income of $35,000, or apply with a qualified cosigner.
Have a FICO score of at least 680, or apply with a qualified cosigner.
Have a strong credit history and meet other credit requirements, or apply with a cosigner who meets these requirements.
Not a Texas Resident & Not attending a Texas school? We Can Still Help!

Still have questions about Brazos Student Loans for healthcare professions? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.

Health Profession Student Loans