dental school loans

Dental
School Loans

Borrow Up to the Full Cost of Attendance and Defer Payments While in School

Dental school is a step toward a fulfilling career, but the expenses that come with earning a dental degree won’t be cheap.

Not sure how to pay for dental school? We make it possible with affordable and flexible dental school loans.

Brazos Higher Education offers Texas residents low-rate loans with flexible repayment options. Even if you live outside of Texas and plan to attend a Texas college, we have a loan that can save you money.

Apply for a Brazos Texas dental student loan today and start paving the way to a successful career in dentistry.

Not a Texas Resident & Not attending a Texas school? CLICK HERE- We Can Still Help!
dental school loans

Brazos Dental School Loan Rates4

Fixed Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount3

Variable Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount3

Why a Brazos Dental School Loan Is Right for You

More Flexibility and Bigger Savings

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Up to 100% of School-Certified Expenses Covered

Borrow up to 100% of your school-certified expenses, including books, a computer and clinical supplies. Brazos dental school loans cover up to the full cost of attendance in dentistry, periodontics, orthodontics and other specialties.

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Zero Fees

Pay no application, origination fees or prepayment penalties with a Brazos dental student loan. Brazos' competitive interest rates let you save on your total dental school loan cost compared to other lenders.

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Repayment on
Your Terms

With a Brazos dental student loan, you take advantage of multiple repayment options. Moreover, you can start making payments as soon as school starts, make interest-only payments, or defer payments while in school so you can focus on your studies.

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Apply Online
in Minutes 8

Brazos Higher Education’s loan application process is simple, fast and stress-free. Apply online or use our calculator to estimate your interest rates and repayment options within minutes.

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Cosigning
Made Easy

Concerned about your limited credit history? Apply with a creditworthy cosigner, such as your parents or spouse, and boost your chances of getting approved for dental school loans at a lower interest rate.

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Texans Serving
Texans

Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our loan can save you money.

Plus, GET $200 when you Refer-A-Friend.

Not a Texas Resident & Not attending a Texas school? - CLICK HERE

The sooner you pay off your dental school loans, the sooner you’ll live your best possible life with your high-paying career. Apply for a Brazos dental student loan and get dental financing with extremely low interest rates.

Comparing Student Loan Rates Can Save Significant Money!

Brazos nonprofit status and mission allow us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loans. Compare Brazos Dental Loan rates to rates offered by other lenders. Ranges cover multiple available options and include available discounts.

Student Loan Dental School Fixed Interest Rates (APRs)

 
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College AVE logo
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0%
2%
4%
6%
8%
10%
12%
14%
16%
18%

All displayed rates include a .25% Auto-Pay discount for auto-debt payments. Displayed rates taken from competitor websites as of 27 February 2024. The range of rates shown may have changed. Please visit each competitor's website for the most current rates and for terms and conditions to qualify for the auto-pay discount. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.

Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand the details about the loans you’re comparing when deciding which private student loan is right for you.

3 Ways to Repay Brazos Dental School Loans

Choose one of three ways to repay your dental school loan:

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(Highest Total Interest Cost)

Deferred Repayment

Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.

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Interest Only Repayment

Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.

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(Lowest Total Interest Cost)

Immediate Repayment

Begin repayment of principal and interest immediately after your dental school loan is fully disbursed, even while you’re in school.

graduate

Already graduated?

Looking to manage repayment on your existing student loans that works for your budget? Now could be the perfect time to refinance your student loans.

Click HERE for more information.

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About Us

Frequently Asked Questions

If your credit history does not meet our minimum credit criteria, you may still qualify by applying with a qualified cosigner. Additionally, even if you meet the minimum requirements, applying with a cosigner who has a stronger credit history may reduce the interest rate on your student loan rate even further, thereby saving you more money over the life of the loan.

Still have questions about Brazos Dental School Loans? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.