Student Loans

Private Student Loans

Pay for College Tuition and Borrow Up to 100% of School Certified Educational Expenses

Gain the financial freedom to focus on your studies and achieve your career goals with Brazos’ affordable student loans with flexible repayment options.

Our student loans can be used for whatever you choose to study at college.  We have a private student loan for undergraduate, graduate, medical school, law school, dental school, veterinary school, health care professions, MBA, and doctoral programs.  Our goal is to make higher education more affordable for Texas students and families

Brazos Higher Education offers Texas residents low-rate loans. Even if you live outside of Texas and plan to attend a Texas college, we have a loan that can save you money.

We offer multiple repayment options, including student loan payment deferment while in school, so there is not need to begin repaying your student loan until after you leave college!

Not a Texas Resident & Not attending a Texas school? CLICK HERE- We Can Still Help!
Student Loans

Brazos Private Student Loan Rates4

Fixed Rates

Starting at


Including 0.25% Auto-Pay Discount3

Variable Rates

Starting at


Including 0.25% Auto-Pay Discount3

Brazos Texas Student Loans vs. Other Lenders

  • Non-profit devoted
    to low rates
  • No application or
    origination fees
  • Multiple repayment
    terms up to 20 years
  • Apply in

* Information obtained from Lender’s website as of 7/14/2023.

Brazos Texas Student Loans

Cover up to 100% of Your School Certified College Expenses, like Tuition, Fees, and Living Expenses While You Study

Undergraduate Loan

Just starting your college journey? Fulfill your college dreams with low-rate Texas student loans. We offer flexible payment plans to meet your budget.

Graduate Loan

Pursuing graduate studies? We can help you find the best loan options for your specific needs and situation.

MBA Loan

MBAs can choose from highly competitive fixed or variable interest rates that cover 100% of expenses (less financial aid received).

Law Loan

Considering law school? Cover school-certified tuition and expenses with no application or origination fees, low interest rates and customizable repayment options.

Medical Loan

Future doctors, get ready for medical school! Save money and gain the ability to postpone or make reduced payments while in school and during residency.

Health Profession Loan

Get the degree you need to start your health profession career. From PAs to OTs and PTs, even Pharmacy, there are many rewarding career opportunities you can pursue.

Dental Loan

Get the degree you need to start your dentistry career. Our loans cover tuition and school-certified expenses in dentistry, periodontics, prosthodontics, pediatric dentistry and more.

Doctoral Loan

Get your PhD without breaking the bank. Brazos’ doctoral loans help you fund tuition and school-certified living costs while you study

Veterinary Loan

Get more options to pay for vet school with Brazos’ student loans. Brazos allows you to make no payments while in school.

We Make Higher Education More Attainable for Everyone

Low Interest Rates
and Zero Fees

We offer low interest rates and zero application or origination fees. While most lenders do not fully disclose their interest rates, Brazos lets you see and compare rates before you apply, so there are no surprises or hidden fees.

Choose Your Repayment
Option and Term

Customize your loans to fit your financial goals. With Brazos, you can choose how long it takes to repay your loan based on your budget. Students can choose a payment plan that requires no payments while in school.

Cover 100% of
School-Certified Costs

We have you covered! We lend up to the total cost of education less other financial aid. School-certified costs include expenses like tuition, housing, living expenses, books and even a computer.

Apply in
Minutes 8

Gain peace of mind. Our online loan application is simple, fast and stress-free. And, if approved, funds are sent directly to the school to make your life easier.

Texans Serving

Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our low-cost student loan can save you money.

Plus, GET $200 when you Refer-A-Friend.

Parents - Help your
Student by Cosigning

If you cosign your student’s application, their chances of being approved may increase! A cosigner is usually a parent, but can be any adult with good credit.

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