Private Student Loans
Pay for College Tuition and Borrow Up to 100% of School Certified Educational Expenses
Gain the financial freedom to focus on your studies and achieve your career goals with Brazos’ affordable student loans with flexible repayment options.
Our student loans can be used for whatever you choose to study at college. We have a private student loan for undergraduate, graduate, medical school, law school, dental school, veterinary school, health care professions, MBA, and doctoral programs. Our goal is to make higher education more affordable for Texas students and families
Brazos Higher Education offers Texas residents low-rate loans. Even if you live outside of Texas and plan to attend a Texas college, we have a loan that can save you money.
We offer multiple repayment options, including student loan payment deferment while in school, so there is not need to begin repaying your student loan until after you leave college!
Brazos Texas Student Loans vs. Other Lenders
- Non-profit devoted
to low rates
- No application or
- Multiple repayment
terms up to 20 years
- Apply in
* Information obtained from Lender’s website as of 7/14/2023.
Brazos Texas Student Loans
Cover up to 100% of Your School Certified College Expenses, like Tuition, Fees, and Living Expenses While You Study
Just starting your college journey? Fulfill your college dreams with low-rate Texas student loans. We offer flexible payment plans to meet your budget.
Pursuing graduate studies? We can help you find the best loan options for your specific needs and situation.
MBAs can choose from highly competitive fixed or variable interest rates that cover 100% of expenses (less financial aid received).
Considering law school? Cover school-certified tuition and expenses with no application or origination fees, low interest rates and customizable repayment options.
Future doctors, get ready for medical school! Save money and gain the ability to postpone or make reduced payments while in school and during residency.
Health Profession Loan
Get the degree you need to start your health profession career. From PAs to OTs and PTs, even Pharmacy, there are many rewarding career opportunities you can pursue.
Get the degree you need to start your dentistry career. Our loans cover tuition and school-certified expenses in dentistry, periodontics, prosthodontics, pediatric dentistry and more.
Get your PhD without breaking the bank. Brazos’ doctoral loans help you fund tuition and school-certified living costs while you study
Get more options to pay for vet school with Brazos’ student loans. Brazos allows you to make no payments while in school.
We Make Higher Education More Attainable for Everyone
Low Interest Rates
and Zero Fees
We offer low interest rates and zero application or origination fees. While most lenders do not fully disclose their interest rates, Brazos lets you see and compare rates before you apply, so there are no surprises or hidden fees.
Choose Your Repayment
Option and Term
Customize your loans to fit your financial goals. With Brazos, you can choose how long it takes to repay your loan based on your budget. Students can choose a payment plan that requires no payments while in school.
Cover 100% of
We have you covered! We lend up to the total cost of education less other financial aid. School-certified costs include expenses like tuition, housing, living expenses, books and even a computer.
Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our low-cost student loan can save you money.
Plus, GET $200 when you Refer-A-Friend.
Parents - Help your
Student by Cosigning
If you cosign your student’s application, their chances of being approved may increase! A cosigner is usually a parent, but can be any adult with good credit.
What People Say
- Kenn, Brazos Borrower
"Our family has worked hard to build good credit. The team at Brazos made sure we were able to make that effort really pay off. We received a better rate on our two student’s education costs than we could find anywhere. Our advisor was always available and went the extra mile to make a complicated process work for us. Thank you... We will see you again next year!"
- Mitchell, Brazos Borrower
"Great people and service. Always there to help or answer my questions."
- Brad, Brazos Borrower
“I was surprised to find the Federal Parent PLUS Loan charges an origination fee of 4.2% with interest rates in the 7.6% range. Brazos offers lower rates and zero fees. They made it easy to apply and work through the process."
- Alison, Brazos Borrower
"Easy access to communicate with representatives. Prompt responses from all communication as well. Customer service is excellent and feels like a small town local bank. I’ve never felt like just another number."
- Kelley, Brazos Borrower
"Great experience. Super easy. Zero fees and decreases the overall amount I will owe on my student loans. So happy!"