refinance student loans

Student Loan Refinance Frequently Asked Questions

Have questions about the Brazos Refinance Loan? We've answered some of the most common questions below!

If you still have a question, give us a call at 1-800-453-0841 or email us at

Not a Texas Resident? We Can Still Help!

refinance student loans

Why Refinance?

Refinancing your loan means that you take out a new loan to pay off your old loan(s).

  • You should consider refinancing:
    if your current education loans carry a high interest rate,
  • if you would like to reduce your payments,
  • if you would like to pay off your debt sooner.
  • if your current loan is cosigned and you are ready to be on the loan without a cosigner

Refinancing can:

  • save you money over the life of the loan,
  • simplify repayment by consolidating you consolidate your loan(s) into a single monthly payment
  • help you pay off your debt sooner,
  • lower your monthly payment.
  • remove a cosigner from any obligation on your loan

If you are a college graduate with high-interest rate student loans, you should consider refinancing your student loans.

Refinancing isn't for everyone, and you should carefully consider refinancing your student loans before making a decision.

For more details, please check out our guide to Refinancing Your Student Loans

Borrower and Loan Eligibility

Brazos Refinance Loan Options

Applying For a Loan

Repaying Your New Brazos Refinance Loan


Not a Texas Resident?

At Brazos, we are committed to making higher education more affordable. Reach out to us, and we will assist you in finding the best refinance loan options based on your situation.