Medical School Loans
Finance Your Medical Education With Ease
Studying to become a doctor?
Pay for your medical degree expenses with Brazos’ low-interest Texas student loans for medical school.
At Brazos Higher Education, we help Texas residents get through medical school in optimal financial shape. Choose from various loan terms and repayment options based on your timeline that fits your financial goals. Full deferment of medical loans is also available during residency and fellowship.
Want to know how much you can borrow? Use our medical loan calculator to check rates and estimate your monthly loan payments within seconds.
Why a Brazos Medical School Loan Is Right for You
Keep Your Debt Under Control
Up to 100% of School-Certified Expenses Covered
You can borrow up to the school’s full cost of attendance minus other financial aid received. Qualified educational expenses include tuition and fees, room and board, books and supplies, and other school-certified expenses.
Brazos Higher Education offers affordable Texas student loans for medical school with no application and origination fees. Use our medical loan calculator to find out how affordable your payments can be.
With Brazos medical loans, you can customize your repayment terms to fit your financial goals. Choose from multiple repayment options and use our medical loan calculator to plan your monthly installments.
in Minutes 8
Complete your Brazos loan application online and get the money you need for your medical degree. Brazos medical loans offer an array of advantages, such as low interest rates and flexible repayment terms you won’t find from other lenders.
Even if you have a limited credit history, you can still qualify for a Brazos medical school loan. Add your parents, spouse or relative as a cosigner and increase your likelihood of getting your loan application approved.
At Brazos Higher Education, we help you navigate the complex landscape of medical education financing with smart planning and the right information. Not a Texas resident? Reach out to us today to explore other options.
Save money over the life of your medical loans and pay off your debt faster with Brazos’ low-interest medical loans. We provide full disclosure of our loan rates and repayment terms to help you make better-informed financial decisions.
Comparing Student Loan Rates Can Save Significant Money
Brazos’ nonprofit status allows us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loan. Compare Brazos Medical School Loan rates to rates offered by other lenders. Ranges cover multiple available repayment options and include available discounts.
Student Loan Fixed Interest Rates (APRs)
Displayed rates taken from competitor websites as of 01 March 2023. The range of rates shown may have changed. Please visit each competitor's website for the most current rates. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.
Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand all of the details about the loans you’re comparing when deciding which private student loan is right for you.
3 Ways to Repay Brazos Medical School Loans
Choose one of three ways to repay your loan for undergraduate students:
Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.
Interest Only Repayment
Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.
Begin repayment of principal and interest immediately after your medical school loan is fully disbursed, even while you’re in school.
Looking to manage repayment on your existing student loans that works with your budget? Now could be the perfect time to refinance your student loans.
Click HERE for more information.
What People Say
- Kenn, Brazos Parent Loan Borrower
"Our family has worked hard to build good credit. The team at Brazos made sure we were able to make that effort really pay off. We received a better rate on our two student’s education costs than we could find anywhere. Our advisor was always available and went the extra mile to make a complicated process work for us. Thank you... We will see you again next year!"
- Mitchell, Brazos Refinance Loan Borrower
"Great people and service. Always there to help or answer my questions."
- Brad, Brazos Parent Loan Borrower
“I was surprised to find the Federal Parent PLUS Loan charges an origination fee of 4.2% with interest rates in the 7.6% range. Brazos offers lower rates and zero fees. They made it easy to apply and work through the process."
- Alison, Brazos Refinance Loan Borrower
"Easy access to communicate with representatives. Prompt responses from all communication as well. Customer service is excellent and feels like a small town local bank. I’ve never felt like just another number."
- Kelley, Brazos Refinance Loan Borrower
"Great experience. Super easy. Zero fees and decreases the overall amount I will owe on my student loans. So happy!"
Frequently Asked Questions
If your credit history does not meet our minimum credit criteria, you can still qualify by applying with a qualified cosigner. Additionally, even if you meet the minimum requirements, applying with a cosigner who has a stronger credit history may reduce the interest rate on your student loan rate even further, thereby saving you more money over the lifespan of the loan.
Still have questions about Brazos Student Loans for medical school? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.