Student Loan for Medical Students

Medical School Loans

Finance Your Medical Education With Ease

Studying to become a doctor?

Pay for your medical degree expenses with Brazos’ low-interest Texas student loans for medical school.

At Brazos Higher Education, we help you get through medical school in optimal financial shape. Choose from various loan terms and repayment options based on your timeline that fits your financial goals. Full deferment of medical loans is also available during residency and fellowship.

Even if you live outside of Texas and plan to attend a Texas college, we have a loan that can save you money.

Want to know how much you can borrow? Use our our medical student loan calculator to check rates and estimate your monthly loan payments within seconds.

Not a Texas Resident & Not attending a Texas school? CLICK HERE- We Can Still Help!
Student Loan for Medical Students

Brazos Medical School Loan Rates4

Fixed Rates

Starting at


Including 0.25% Auto-Pay Discount3

Variable Rates

Starting at


Including 0.25% Auto-Pay Discount3

Why a Brazos Medical School Loan Is Right for You

Keep Your Debt Under Control

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Up to 100% of School-Certified Expenses Covered

You can borrow up to the school’s full cost of attendance minus other financial aid received. Qualified educational expenses include tuition and fees, room and board, books and supplies, and other school-certified expenses.

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Zero Fees

Brazos Higher Education offers affordable Texas student loans for medical school with no application and origination fees. Use our medical loan calculator to find out how affordable your payments can be.

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Repayment on
Your Terms

With Brazos medical loans, you can customize your repayment terms to fit your financial goals. Choose from multiple repayment options and use our medical loan calculator to plan your monthly installments.

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Apply Online
in Minutes 8

Complete your Brazos loan application online and get the money you need for your medical degree. Brazos medical loans offer an array of advantages, such as low interest rates and flexible repayment terms you won’t find from other lenders.

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Made Easy

Even if you have a limited credit history, you can still qualify for a Brazos medical school loan. Add your parents, spouse or relative as a cosigner and increase your likelihood of getting your loan application approved.

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Texans Serving

Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our loan can save you money.

Plus, GET $200 when you Refer-A-Friend.

Not a Texas Resident & Not attending a Texas school? - CLICK HERE

Save money over the life of your medical loans and pay off your debt faster with Brazos’ low-interest medical loans. We provide full disclosure of our loan rates and repayment terms to help you make better-informed financial decisions.

Comparing Student Loan Rates Can Save Significant Money!

Brazos’ nonprofit status and mission allow us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loan.7 Compare Brazos Student Loan rates to rates offered by other lenders. Ranges cover multiple available repayment options and include available discounts.

Student Loan Medical School Fixed Interest Rates (APRs) logo
College AVE logo
Earnest-Green logo
sallie mae logo
SoFi logo

All displayed rates include a .25% Auto-Pay discount for auto-debt payments. Displayed rates taken from competitor websites as of 01 June 2024. For Earnest, displayed rates are taken from ELM Select ( as of 01 June 2024. The range of rates shown may have changed. Please visit the applicable website for each lender's most current rates and for terms and conditions to qualify for the auto-pay discount. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.

Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand the details about the loans you’re comparing when deciding which private student loan is right for you.

3 Ways to Repay Brazos Medical School Loans

Choose one of three ways to repay your medical school loan:

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(Highest Total Interest Cost)

Deferred Repayment

Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.

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Interest Only Repayment

Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.

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(Lowest Total Interest Cost)

Immediate Repayment

Begin repayment of principal and interest immediately after your medical school loan is fully disbursed, even while you’re in school.


Already graduated?

Looking to manage repayment on your existing student loans that works with your budget? Now could be the perfect time to refinance your student loans. 

Click HERE for more information.

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Frequently Asked Questions

If your credit history does not meet our minimum credit criteria, you can still qualify by applying with a qualified cosigner. Additionally, even if you meet the minimum requirements, applying with a cosigner who has a stronger credit history may reduce the interest rate on your student loan rate even further, thereby saving you more money over the lifespan of the loan.

Still have questions about Brazos Student Loans for medical school? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.