Parent Loan Calculator

A Brazos Parent Loan can help you pay for your student's college education.
With no fees, low rates and more available repayment terms than the Direct Parent PLUS loan, they can save you money, too.
Use the calculator below to compare Brazos Parent Loan options. 11, 12, 13

See how much you could save with a Brazos Parent Loan!

$

Credit score :Excellent 850
680 850
Compare Brazos Parent Loan Terms
Compare to 10 Year Federal PLUS Loan
Calculate
Direct PLUS Loan
10-year
Financial Need
$25,000.00
Origination Fee
$[origination_fee_calculator]
3
Loan Amount
$26,103.66
Interest Rate
7.29%
3
Capitalized Interest
$475.74
Loan Balance
at Repayment
$26,579.40
Monthly Payment
$312.60
Total Cost of Loan
$37,511.60
Brazos
5-year
Financial Need
$25,000.00
Origination Fee
$0  
Loan Amount
$25,000.00
Brazos APR
2.80
%4,5
Capitalized Interest
$190.63
Loan Balance
at Repayment
$25,190.63
Monthly Payment
$450.41
Total Cost of Loan
$27,024.43
Total Savings
$10,487.17
Brazos
7-year
Financial Need
$25,000.00
Origination Fee
$0  
Loan Amount
$25,000.00
APR
5.50
%4,5
Capitalized Interest
$359.38
Loan Balance
at Repayment
$25,359.38
Monthly Payment
$364.42
Total Cost of Loan
$30,610.89
Total Savings
$6,900.71
Brazos
10-year
Financial Need
$25,000.00
Origination Fee
$0  
Loan Amount
$25,000.00
APR
6.00%
4,5
Capitalized Interest
$390.63
Loan Balance
at Repayment
$25,390.63
Monthly Payment
$281.89
Total Cost of Loan
$33,826.56
Total Savings
$3,685.04
Brazos
15-year
Financial Need
$25,000.00
Origination Fee
$0  
Loan Amount
$25,000.00
APR
6.25%
4,5
Capitalized Interest
$406.25
Loan Balance
at Repayment
$25,406.25
Monthly Payment
$217.84
Total Cost of Loan
$39,211.02
Total Savings
$-1,699.42
Brazos
20-year
Financial Need
$25,000.00
Origination Fee
$0  
Loan Amount
$25,000.00
APR
6.40
%4,5
Capitalized Interest
$415.63
Loan Balance
at Repayment
$25,415.63
Monthly Payment
$188.00
Total Cost of Loan
$45,119.70
Total Savings
$-7,608.10

Your Parent Loan Estimate

  • Term
  • 5 Years
  • 7 Years
  • 10 Years
  • 15 Years
  • 20 Years
Choose multiple terms to compare total loan cost.
  • APR Federal PLUS Interest Rate: 8.83%
  • Monthly Payment Federal PLUS: $
  • Total Saving

    Enter Loan Amount and Terms to Help you Decide What Works Best for You – and Calculate Your Savings Compared with a Federal PLUS loan.

    Total = Total Cost of the Loan

    Click below to view your rate without a credit pull.

    Note: The results that will display in View My Rate do not include the Autopay Discount.

    Ready to get started? It's easy!

    Group 525

    Complete the pre-credit application.
    The application is online and getting pre-approved takes just minutes! 8

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    Once you're approved, select from the available rates and terms that fit your budget!

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    Easily sign documents online and upload documents to complete the application process.