Law School Loans

Name: The Brazos Higher Education Service Corporation, Inc
Address: 5609 Crosslake Parkway, Waco, TX, 76712, US
Telephone: 1-800-453-0841
Price range: $$

Make Your Dreams of Becoming a Lawyer a Reality

Are you passionate about getting a law degree?

Going to law school can provide you with a wide range of career opportunities and increased earning potential. But it is also a big commitment, so you need to make informed financial decisions before diving in.

Brazos Higher Education offers low-interest Texas student loans for law school with zero fees to help you fund the cost of your law degree. You also have the option to defer payments during school, so you won’t have to stress about making payments while in school.

Even if you live outside of Texas and plan to attend a Texas college, we have a loan that can save you money.

Apply for Brazos law school student loans today and get significant savings.

Brazos Law School Loan Rates⁴

Fixed Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount³

CALCULATOR

Variable Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount³

CALCULATOR

Why a Brazos Law School Loan Is Right for You

Pay Off Your Debt As Fast As Possible

Up to 100% of School-Certified Expenses Covered

Brazos law school student loans can cover up to the full cost of attendance, less other financial aid received. Qualified educational expenses include tuition, books, housing, a computer and other associated expenses certified by the school.

Zero Fees

Receive student loans for law school with the lowest rate so you can pay off your debt faster and manage your expenses once you graduate. Brazos loans for law school come with no application, origination fees or prepayment penalties.

Repayment on
Your Terms

Brazos loans for law school give you more flexibility than what most other lenders offer. Choose from a variety of repayment options and loan terms that fit with your goals.

Apply Online
in Minutes ⁸

Save time with Brazos’ fast, easy and secure loan application. Submit your application online in a few minutes. We will keep you posted so you know where we are in the process.

Cosigning
Made Easy

Just out of school and have a limited credit history? Your parents, spouse, or relative can apply as a cosigner to increase your likelihood of getting approved and qualifying for a law school loan with the lowest interest rate.

Texans Serving
Texans

Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our loan can save you money.

Plus, GET $200 when you Refer-A-Friend.

At Brazos Higher Education, we provide full disclosure of law school loan rates and terms to help you get financially ready to pursue your law degree. Use our calculator to evaluate your law school loan options.

CALCULATE THE COST OF MY LOAN

Comparing Student Loan Rates Can Save Significant Money!

Brazos’ nonprofit status and mission allow us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loan.⁷ Compare Brazos Student Loan rates to rates offered by other lenders. Ranges cover multiple available repayment options and include available discounts.

Student Loan Law School Fixed Interest Rates (APRs)

⁴

10%

12%

14%

16%

All displayed rates include a .25% Auto-Pay discount for auto-debit payments. Displayed rates taken from competitor websites as of 01 November 2024. For Earnest, displayed rates are taken from ELM Select (www.elmselect.com) as of 01 November 2024. The range of rates shown may have changed. Please visit the applicable website for each lender's most current rates and for terms and conditions to qualify for the auto-pay discount. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.

Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand the details about the loans you’re comparing when deciding which private student loan is right for you.

3 Ways to Repay Brazos Law School Loans

Choose one of three ways to repay your law school loan:

(Highest Total Interest Cost)

Deferred Repayment

Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.

Interest Only Repayment

Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.

(Lowest Total Interest Cost)

Immediate Repayment

Begin repayment of principal and interest immediately after your law school loan is fully disbursed, even while you’re in school.

Already graduated?

Looking to manage repayment on your existing student loans that works for your budget? Now could be the perfect time to refinance your student loans.

Click HERE for more information.

What People Say
About Us

"Brazos was very timely with their responses and did a good job. It was my first time taking a student loan, the rate was lower than others and the process of accepting and submitting my loan and documents was easy."

- Ryan, Brazos Student Loan Borrower

"The customer service rep took her time to ensure she answered all my questions. She explained the loan options in detail and with examples and ensured I understood her."

- Crystal, Brazos Student Loan Borrower

"Brazos was able to get me all my loans to attend grad school and was very easy to work with! Communication was always great and they were always willing to answer any questions and help out when needed."

- Kayla, Brazos Student Loan Borrower

"Very easy process. Hassle free."

- Bryan, Brazos Student Loan Borrower

"Straight forward & easy application. Approved quickly putting us at ease."

- Justin, Brazos Student Loan Borrower

"Everything was smooth. I really liked how easy it was for me to communicate with someone on the phone and how thorough they were when explaining matters. I appreciate Brazos."

- Kadesha, Brazos Student Loan Borrower

"Our family has worked hard to build good credit. The team at Brazos made sure we were able to make that effort really pay off. We received a better rate on our two student’s education costs than we could find anywhere. Our advisor was always available and went the extra mile to make a complicated process work for us. Thank you... We will see you again next year!"

- Kenn, Brazos Borrower

Frequently Asked Questions

What college expenses do Brazos Law School Student Loans cover?

Brazos Law School Loans cover school-certified educational expenses, including:

Tuition and fees
Living expenses, including room and board
Textbooks, supplies and equipment
Transportation
A computer
Other costs necessary to complete your degree

How much can I borrow with a Brazos Law School Loan?

Texas student loans may be requested up to the cost of attendance, less other financial aid, as certified by the school.

Texas Residents- The minimum student loan eligibility amount is $1,000.

Non-Texas Residents Attending a Texas School- The minimum student loan eligibility amount is $2,001.

We encourage all students to exhaust all forms of federal student aid, grants and scholarships before taking out a private student loan like the Brazos Student Loan.

Am I eligible for a Brazos Law School Student Loan?

To be eligible for a Brazos Student Loan, you must:

Be a United States citizen or National, permanent resident, or, if applying with an Eligible Cosigner, a non-citizen with a work or student visa or a DACA Recipient.
Be at least 18 years old.
Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at one of over 2,000 schools nationwide.
Non-Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at an eligible college in Texas.
Apply for an amount that is certified by the school the student is attending (see the "Certifying the Cost of Attendance" section of the FAQs)
Have a minimum annual income of $35,000, or apply with a qualified cosigner.
Have a FICO score of at least 680, or apply with a qualified cosigner.
Have a strong credit history and meet other credit requirements, or apply with a cosigner who meets these requirements.
Not a Texas Resident & Not attending a Texas school? We Can Still Help!

Should I apply with a cosigner?

Can I pay interest on the loan before the loan is fully disbursed?

Still have questions about Brazos Student Loans for law school? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.

Law School Loans