Why a Brazos Medical School Loan Is Right for You
Keep Your Debt Under Control
Up to 100% of School-Certified Expenses Covered
You can borrow up to the school’s full cost of attendance minus other financial aid received. Qualified educational expenses include tuition and fees, room and board, books and supplies, and other school-certified expenses.
Zero Fees
Brazos Higher Education offers affordable Texas student loans for medical school with no application and origination fees. Use our medical loan calculator to find out how affordable your payments can be.
Repayment on
Your Terms
With Brazos medical loans, you can customize your repayment terms to fit your financial goals. Choose from multiple repayment options and use our medical loan calculator to plan your monthly installments.
Apply Online
in Minutes 8
Complete your Brazos loan application online and get the money you need for your medical degree. Brazos medical loans offer an array of advantages, such as low interest rates and flexible repayment terms you won’t find from other lenders.
Cosigning
Made Easy
Even if you have a limited credit history, you can still qualify for a Brazos medical school loan. Add your parents, spouse or relative as a cosigner and increase your likelihood of getting your loan application approved.
Texans Serving
Texans
Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our loan can save you money.
Plus, GET $200 when you Refer-A-Friend.
Save money over the life of your medical loans and pay off your debt faster with Brazos’ low-interest medical loans. We provide full disclosure of our loan rates and repayment terms to help you make better-informed financial decisions.
Comparing Student Loan Rates Can Save Significant Money!
Brazos’ nonprofit status and mission allow us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loan.7 Compare Brazos Student Loan rates to rates offered by other lenders. Ranges cover multiple available repayment options and include available discounts.
Student Loan Medical School Fixed Interest Rates (APRs)
All displayed rates include a .25% Auto-Pay discount for auto-debit payments. Displayed rates taken from competitor websites as of 01 November 2024. For Earnest, displayed rates are taken from ELM Select (www.elmselect.com) as of 01 November 2024. The range of rates shown may have changed. Please visit the applicable website for each lender's most current rates and for terms and conditions to qualify for the auto-pay discount. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.
Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand the details about the loans you’re comparing when deciding which private student loan is right for you.
3 Ways to Repay Brazos Medical School Loans
Choose one of three ways to repay your medical school loan:
Deferred Repayment
Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.
Interest Only Repayment
Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.
Immediate Repayment
Begin repayment of principal and interest immediately after your medical school loan is fully disbursed, even while you’re in school.
Already graduated?
Looking to manage repayment on your existing student loans that works with your budget? Now could be the perfect time to refinance your student loans.
Click HERE for more information.
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Frequently Asked Questions
If your credit history does not meet our minimum credit criteria, you can still qualify by applying with a qualified cosigner. Additionally, even if you meet the minimum requirements, applying with a cosigner who has a stronger credit history may reduce the interest rate on your student loan rate even further, thereby saving you more money over the lifespan of the loan.
Still have questions about Brazos Student Loans for medical school? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.
