Private Student Loans
Pay for College Tuition and Borrow Up to 100% of School Certified Educational Expenses
Gain the financial freedom to focus on your studies and achieve your career goals with Brazos’ affordable student loans with flexible repayment options.
Our student loans can be used for whatever you choose to study at college. We have a private student loan for undergraduate, graduate, medical school, law school, dental school, veterinary school, health care professions, MBA, and doctoral programs. Our goal is to make higher education more affordable for Texas students and families
Brazos Higher Education offers Texas residents low-rate loans. Even if you live outside of Texas and plan to attend a Texas college, we have a loan that can save you money.
We offer multiple repayment options, including student loan payment deferment while in school, so there is not need to begin repaying your student loan until after you leave college!
What People Say
About Us
"Brazos was very timely with their responses and did a good job. It was my first time taking a student loan, the rate was lower than others and the process of accepting and submitting my loan and documents was easy."
- Ryan, Brazos Student Loan Borrower
"The customer service rep took her time to ensure she answered all my questions. She explained the loan options in detail and with examples and ensured I understood her."
- Crystal, Brazos Student Loan Borrower
"Brazos was able to get me all my loans to attend grad school and was very easy to work with! Communication was always great and they were always willing to answer any questions and help out when needed."
- Kayla, Brazos Student Loan Borrower
"Very easy process. Hassle free."
- Bryan, Brazos Student Loan Borrower
"Straight forward & easy application. Approved quickly putting us at ease."
- Justin, Brazos Student Loan Borrower
"Everything was smooth. I really liked how easy it was for me to communicate with someone on the phone and how thorough they were when explaining matters. I appreciate Brazos."
- Kadesha, Brazos Student Loan Borrower
"Our family has worked hard to build good credit. The team at Brazos made sure we were able to make that effort really pay off. We received a better rate on our two student’s education costs than we could find anywhere. Our advisor was always available and went the extra mile to make a complicated process work for us. Thank you... We will see you again next year!"
- Kenn, Brazos Borrower
"Great people and service. Always there to help or answer my questions."
- Mitchell, Brazos Borrower
“I was surprised to find the Federal Parent PLUS Loan charges an origination fee of 4.2% with interest rates in the 7.6% range. Brazos offers lower rates and zero fees. They made it easy to apply and work through the process."
- Brad, Brazos Borrower
"Easy access to communicate with representatives. Prompt responses from all communication as well. Customer service is excellent and feels like a small town local bank. I’ve never felt like just another number."
- Alison, Brazos Borrower
"Great experience. Super easy. Zero fees and decreases the overall amount I will owe on my student loans. So happy!"