Veterinary School Loans

Name: The Brazos Higher Education Service Corporation, Inc
Address: 5609 Crosslake Parkway, Waco, TX, 76712, US
Telephone: 1-800-453-0841
Price range: $$

Find the Loan Option That Works for You

Studying to become a veterinarian? Avoid the hassles of searching and applying for vet school loans that don’t meet your needs.

Brazos Higher Education takes the stress out of borrowing Texas student loans for vet school by offering affordable repayment terms covering up to 100% of school-certified education expenses, less other financial aid received. We also offer multiple loan options designed for your individual goals and needs as a vet student.

Even if you live outside of Texas and plan to attend a Texas college, we have a loan that can save you money.

Apply for Brazos’ student-friendly veterinary school loans today and enjoy flexibility that is second to none.

Brazos Veterinary School Loan Rates⁴

Fixed Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount³

CALCULATOR

Variable Rates

Starting at

% APR

Including 0.25% Auto-Pay Discount³

CALCULATOR

Why a Brazos Veterinary School Loan Is Right for You

Flexible Repayment Terms To Fund Your Degree

Up to 100% of School-Certified Expenses Covered

Brazos Texas student loans for vet school help cover the rest of your educational expenses up to the full cost of attendance. Qualified incidentals include tuition, living expenses, books, a computer and miscellaneous fees.

Zero Fees

Get veterinary school loans without compromising on quality and security. Brazos veterinary student loans come with transparent pricing and no application, origination fees or prepayment penalties.

Repayment on
Your Terms

Brazos vet student loans are designed to empower Texas vet students toward future success. Choose from a wide range of loan terms and repayment options that best meet your budget.

Apply Online
in Minutes ⁸

Applying for a Brazos veterinary school student loan only takes a few minutes. Submit your application online and select from a variety of repayment terms based on your financial situation.

Cosigning
Made Easy

Adding a cosigner can make getting approved for Brazos Texas student loans for vet school easier. Add your parents, relative or spouse as a cosigner and receive better terms on your vet school loan.

Texans Serving
Texans

Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our loan can save you money.

Plus, GET $200 when you Refer-A-Friend.

With fast application, flexible loan terms and no origination fees, Brazos Texas student loans for vet school guarantee completing your doctor of veterinary medicine degree is as hassle-free as possible.

CALCULATE THE COST OF MY LOAN

Comparing Student Loan Rates Can Save Significant Money!

Brazos’ nonprofit status and mission allow us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loan.⁷ Compare Brazos Student Loan rates to rates offered by other lenders. Ranges cover multiple available repayment options and include available discounts.

Student Loan Veterinary School Fixed Interest Rates (APRs)

⁴

10%

12%

14%

16%

All displayed rates include a .25% Auto-Pay discount for auto-debit payments. Displayed rates taken from competitor websites as of 01 November 2024. For Earnest, displayed rates are taken from ELM Select (www.elmselect.com) as of 01 November 2024. The range of rates shown may have changed. Please visit the applicable website for each lender's most current rates and for terms and conditions to qualify for the auto-pay discount. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.

Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand the details about the loans you’re comparing when deciding which private student loan is right for you.

3 Ways to Repay Brazos Veterinary School Loans

Choose one of three ways to repay your veterinary school loan:

(Highest Total Interest Cost)

Deferred Repayment

Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.

Interest Only Repayment

Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.

(Lowest Total Interest Cost)

Immediate Repayment

Begin repayment of principal and interest immediately after your veterinary school loan is fully disbursed, even while you’re in school.

Already graduated?

Looking to manage repayment on your existing student loans that works with your budget/ Now could be the perfect time to refinance your student loans.

Click HERE for more information.

What People Say
About Us

"Brazos was very timely with their responses and did a good job. It was my first time taking a student loan, the rate was lower than others and the process of accepting and submitting my loan and documents was easy."

- Ryan, Brazos Student Loan Borrower

"The customer service rep took her time to ensure she answered all my questions. She explained the loan options in detail and with examples and ensured I understood her."

- Crystal, Brazos Student Loan Borrower

"Brazos was able to get me all my loans to attend grad school and was very easy to work with! Communication was always great and they were always willing to answer any questions and help out when needed."

- Kayla, Brazos Student Loan Borrower

"Very easy process. Hassle free."

- Bryan, Brazos Student Loan Borrower

"Straight forward & easy application. Approved quickly putting us at ease."

- Justin, Brazos Student Loan Borrower

"Everything was smooth. I really liked how easy it was for me to communicate with someone on the phone and how thorough they were when explaining matters. I appreciate Brazos."

- Kadesha, Brazos Student Loan Borrower

"Our family has worked hard to build good credit. The team at Brazos made sure we were able to make that effort really pay off. We received a better rate on our two student’s education costs than we could find anywhere. Our advisor was always available and went the extra mile to make a complicated process work for us. Thank you... We will see you again next year!"

- Kenn, Brazos Borrower

Frequently Asked Questions

Should I apply with a cosigner?

If your credit history does not meet our minimum credit criteria, you may still qualify by applying with a qualified cosigner. Additionally, even if you meet the minimum requirements, applying with a cosigner who has a stronger credit history may reduce the interest rate on your student loan rate even further, thereby saving you more money over the life of the loan.

What college expenses do Brazos Veterinary School Loans cover?

How much can I borrow with a Brazos Veterinary School Loan?

Texas student loans may be requested up to the cost of attendance, less other financial aid, as certified by the school.

Texas Residents- The minimum student loan eligibility amount is $1,000.

Non-Texas Residents Attending a Texas School- The minimum student loan eligibility amount is $2,001.

We encourage all students to exhaust all forms of federal student aid, grants and scholarships before taking out a private student loan like the Brazos Student Loan.

Am I eligible for a Brazos Veterinary School Student Loan?

To be eligible for a Brazos Student Loan, you must:

Be a United States citizen or National, permanent resident, or, if applying with an Eligible Cosigner, a non-citizen with a work or student visa or a DACA Recipient.
Be at least 18 years old.
Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at one of over 2,000 schools nationwide.
Non-Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at an eligible college in Texas.
Apply for an amount that is certified by the school the student is attending (see the "Certifying the Cost of Attendance" section of the FAQs)
Have a minimum annual income of $35,000, or apply with a qualified cosigner.
Have a FICO score of at least 680, or apply with a qualified cosigner.
Have a strong credit history and meet other credit requirements, or apply with a cosigner who meets these requirements.
Not a Texas Resident & Not attending a Texas school? We Can Still Help!

What happens if a school certifies an amount which differs from the requested loan amount?

Sometimes the school may certify an amount that is different from the loan amount that you request. If the amount the school certifies is higher than the amount you request, the certification will cover the lower amount that you have requested, and the loan will be approved for the lower amount that you requested.

If the school certifies an amount less than the amount you have requested but is within the program limits, the loan amount will be adjusted to match the amount the school certifies. This adjustment will be evident when you receive your Final Disclosure as part of the loan process.

If the school certifies an amount less than the program minimum the loan will be denied.

Texas Residents- The minimum student loan eligibility amount is $1,000.
Non-Texas Residents Attending a Texas School- The minimum student loan eligibility amount is $2,001.

Still have questions about Brazos Student Loans for vet school? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.

Veterinary School Loans